Ordering something online, booking a hotel, paying simply on holiday in shops: a personal credit card offers some extra financial room quickly and easily when needed internationally. After purchase, you pay off the purchase amount in monthly installments – and by setting a limit on your card, you never borrow more than you can repay without any problems in a month. Safe and responsible.
The maximum spending limit of your personal credit card depends in part on the type of card and the provider, but is in any case tailored to your personal situation. Once you have a credit card, you can use it to withdraw and pay securely almost anywhere in the world. Your purchases are insured against damage, loss and theft.
You usually pay an annual contribution for your card; you also have to pay off what you have financed with the card each month. If you pay this amount within the agreed period of the provider – often 21 days – then you avoid a fine or paying interest. You often pay interest when you repay your outstanding balance in installments, or, for example, transfer an amount from your credit card to your bank account. Do you use your credit card often and do you not repay the outstanding amounts monthly? Then it pays to see if a personal loan or revolving credit is not cheaper: the interest on credit card loans is often relatively high.
|Credit form||Credit card|
|Credit amount||€ 2,500|
|Maximum age||Up to 65 years old|
|Record||Pin with your credit card or transfer online|
|Relay||Fines-free, without extra costs|
|Interest rates||11.90% on an annual basis + € 11.95 annual card contribution|
|Terms and information||General product conditions apply to this product. View the legal conditions of our partners here.|
Applying for a credit card is very easy at Credither, you just fill in our application form. Upon receipt, we will immediately check whether you are eligible for a credit card and whether it fits your situation optimally. Credither also calculates what your maximum spending limit would be, taking care of the bank’s best proposal. You will usually receive a response from us within 24 hours on weekdays.