The stupidest bank fees, why pay for them too?

There are special fees at banks that many people do not understand why they have to pay. We’ve collected these, but if you know a few more, write to us in a comment. Read more at maziliguney.com

Overdraft Fee

Overdraft Fee

Credit card holders can run into this cost when they accidentally exceed the credit limit set by the bank. Many people do not even know that this can be circumvented and, as they are not notified, remain calm down to their monthly statement.

On the one hand, it is incomprehensible why banks allow us to cross our credit line. If he is allowed, why not be warned when we get close? In any case, you can easily save thousands of dollars with your wallet.

Accounting fee

This is quite Hungarian-specific, especially with the introduction of a transaction tax. Banks are introducing a new cost after various transactions to cover their losses.

Monthly closing fee

Monthly closing fee

Free Account Management? Damn it. Most banks will have to meet different conditions to lower your monthly fee, so once your payment goes down, you can already pay thousands for your account.

Break-in fee

Not only do we lose interest somewhere to get our money, but the bank charges a fee.

 

Deposit Fee

Deposit Fee

What’s more annoying is if you have to pay even if you want to book. Fortunately, this can only happen with branch administration. The other question is that somewhere on the internet bank you can’t do such a thing.

Prepayment Fee

It is not easy to get rid of debt. Although there are many options for a free early repayment, be prepared to pay back if you want to pay back your debt to the bank. This fee is used by the bank to cover the loss it has incurred as a result of reinvesting money.

Debt certificate fee

Debt certificate fee

But it is incomprehensible why you should pay to find out how much we owe. However, there are examples of this at Hungarian banks.

Account Maintenance Fee

The account management fee is not enough. You need a separate name for the same thing again.

 

Account Closure Fee

Account Closure Fee

And if we get bored with it all, they won’t even leave for free. There are bank accounts for which you will also be asked to close money. If you still have weird bank charges, please write to us in a comment.

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